IDEAL
From Innopaydia
Online payment method which works as follows: the consumer is asked to log on to his own online banking portal by a link that is send to him. When he logs on to this portal, he automatically gets an online transaction form in which the right information is already filled in (that is payment number, right amount, right banking account numbers). The only thing he has to do is authorize the payment in the manner that is required by his own online banking portal. The receiver of the payment gets an immediate confirmation that the payment has succeeded (or failed).source: http://www.ideal.nl